Frequently Asked Questions

Assisted Living caregiving differs from the care that a nursing home provides with some overlap. While AL residences do provide medical care, it is not to the extent of that of a nursing home, which requires specialization of medical knowledge for intensive cases. AL involves the housing and assistance of senior citizens with daily activities such as using the bathroom, getting dressed, cooking, eating, cleaning and more.

An assisted living facility seeks to provide a way for aging citizens to live independently in an environment that is safe and close to help.

An SNF, or Skilled Nursing Facility, provides the intensive medical care necessary following a surgery, illness or other serious medical condition. Specialized nurses and doctors are present to provide hands-on care for patients dealing with things such as stroke recovery, Alzheimer’s, and terminal illnesses.

An SNF varies from an assisted living facility in that these residents usually cannot live independently and need constant, even 24 hour monitoring to ensure their well-being.

When it comes to paying for assisted living care, there are a few options to consider. Depending on your coverage, a Long-Term Care insurance policy may be able to cover the monthly cost of living in an AL facility. If you have a Life Insurance policy, it may be possible to cash out your benefits, however, it does highly depend on how flexible the insurance company is. If you qualify for Medicaid, you may be able to receive financial assistance, though as previously stated, these funds can vary substantially from person to person and the state.

Veterans have another means of receiving benefits through the VA. They can apply for additional financial help, such as the Non-Service Connected Improved Pension Benefit with Aid and Attendance, by completing an application with the Veteran’s Administration. It must be noted that you typically need a written letter from a medical professional to accompany this application.

If you are considering an assisted living facility for yourself or a loved one, we are happy to go over more options for payment with you in person.

As with all things in life, emergencies happen abruptly and often without warning. At New Beginnings, we have a full-time registered nurse, on staff as well as access to various medical professionals including doctors. If ever there is a medical emergency while under our responsibility, we ensure our residents are always safe and never far from care.